Guest post by Joel Gilbert
On December 4, 2025, a federal grand jury in Virginia declined to indict Letitia James a second time in her mortgage-fraud case.
This marks the second time prosecutors have failed to move charges against her forward in recent weeks.
James celebrated on Twitter/X with staggering hypocrisy, declaring “As I’ve said from the start, these charges are baseless. It’s time for the weaponization of our justice system to stop.”
The case dates back to an October 9, 2025 indictment, which charged James with bank fraud and making false statements to a financial institution.
Prosecutors alleged that when she purchased a home in Norfolk, Virginia, in 2020, she misrepresented the property’s status, claiming it would be a “second home” rather than a rental, thereby qualifying for more favorable mortgage terms she was not entitled to.
However, on November 24, 2025, a Clinton-appointed federal judge, Cameron McGowan Currie, dismissed the indictment.
She claimed that the interim U.S. attorney who brought the charges, Lindsey Halligan, was found to have been unlawfully appointed and thus lacked authority to prosecute.
Undeterred, the Justice Department re-presented the case to a new grand jury just 10 days later. But the second grand jury declined to indict.
Sources familiar with the proceedings told reporters that while this constitutes a setback for prosecutors, the door is not shut, that another grand jury or a different prosecutorial strategy remains possible.
This sequence underscores the difficulty in prosecuting Democrat officials for wrongdoing.
Biases have been built into the system by Democrat presidents for years with the appointment of radical judges who disregard the law.
This combines with the phenomenon of juries comprised of largely Democrat voters who often seek to protect Democrat officials.
In recent years, James Comey and Robert Hur even cited these types of juries as reasons not to bring charges against Hillary Clinton and Joe Biden.
The original 2025 indictment against James accused her of two federal crimes, that of bank fraud under 18 U.S.C. § 1344 and making false statements to a financial institution under 18 U.S.C. § 1014.
According to prosecutors, when James took out a mortgage on a Virginia property in 2020, she stated on loan documents that the property would be a second home.
That classification allowed her to obtain more favorable loan terms than would apply to an investment/rental property. Investigators contend she later rented out the property, meaning her loan application misrepresented her intentions.
While the government’s case focuses on a single 2020 mortgage transaction in Virginia, in the Gateway Pundit since March 2025, I have painted a much broader and far more severe portrait of decades-long mortgage fraud by Letitia James stretching back to 1983.
James first engaged in mortgage fraud in 1983 when she and her father, Robert James, obtained a loan from Kadilac Funding Ltd. for a townhome property in Queens.
The loan documents listed Robert James as the husband of Letitia James, effectively a fake “marriage” to qualify for a loan that Letitia likely wouldn’t have qualified for.
That was no clerical error, but a deliberate fraud and just the beginning of a multi-decade pattern.
Over the years, James misrepresented important facts in multiple real-estate and mortgage-loan applications to secure favorable rates and benefits she was not entitled to.
James’s multi-unit building in Brooklyn at 296 Lafayette Avenue is the biggest crime scene.
Although the building’s official certificate of occupancy classifies it as a “FIVE-FAMILY DWELLING,” James repeatedly refinanced the property while claiming it had only one or four units, a critical threshold, since loans for 1-4 unit residential dwellings receive lower residential mortgage rates and much lower closing costs than those for 5+ unit which are commercial properties with higher rates and costs.
One of those loans, a 2011 modification under the federal program HAMP (Home Affordable Modification Program), was secured fraudulently by misrepresenting both the number of units and a financial hardship, even though she was making roughly $14,000 per month at the time from her salary and rental income.
The refusal of a second grand jury to indict Letitia James, despite the documented irregularities, the detailed investigative work presented, and the clear historical pattern spanning more than four decades, is a glaring symbol of the two-tiered justice system that has taken root in America.
Time and again, Democrat officials are shielded by Democrat-appointed judges who stretch procedural technicalities beyond recognition, and by juries and grand juries drawn from overwhelmingly partisan populations who effectively nullify the rule of law whenever charges target one of their own.
The pattern is unmistakable. Letitia James, even when confronted with federal charges supported by documented false statements and a 43-year track record of mortgage deception, receives the very same institutional protection.
Meanwhile, Republicans, conservatives, and especially Donald Trump have faced an entirely different standard.
Prosecutors seek creative interpretations of statutes, courts bend long-standing norms, and juries in deep-blue jurisdictions are empaneled specifically because everyone knows the verdict before testimony even begins.
The contrast is so stark, so absurd, that Americans can no longer pretend the problem is merely perception.
This is systemic built-in mechanism of political protection for Democrats and political punishment for Republicans. When justice depends not on facts, but on party registration, the system is no longer legitimate.
For America to reclaim even a semblance of fairness, Letitia James must be re-indicted. Allowing a decades-long fraud pattern to go unanswered sends a dangerous message that federal laws apply only to some Americans, depending on their politics.
Justice cannot survive such a precedent. If America is to remain a nation where the law is applied evenly, without fear or favor, then prosecutors must return to the grand jury with a full, uncompromised presentation of evidence and the judicial system must stop insulating Democrat officials from accountability.
Anything less will confirm what millions already suspect, that equal justice under law has become a hollow promise, selectively enforced and politically weaponized.
Joel Gilbert is a Los Angeles-based film producer and president of Highway 61 Entertainment. He is the producer of the new film Roseanne Barr Is America. He is also the producer of: Dreams from My Real Father, The Trayvon Hoax, Trump: The Art of the Insult, and many other films on American politics and music icons. Gilbert is on Twitter: @JoelSGilbert.
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